Meningkatkan Literasi Keuangan Melalui Belanja Daring
DOI:
https://doi.org/10.47065/arbitrase.v3i2.521Keywords:
Financial Literacy; Shopping OnlineAbstract
Covid-19 pandemic has accelerated the shift towards a digital world and triggered changes in consumer behavior to become online shoppers. What we have in common with well-being-focused behavior change is the goal of financial literacy. However, the level of financial literacy is still low. This research will reveal about one of the financial literacy, payment system, which is commonly used when shopping online.
Downloads
References
Arviana, G. N. (2019, August 29). Ini Empat Akibat Jika Literasi Keuangan Rendah. https://finansial.bisnis.com/read/20190829/55/1142469/ini-empat-akibat-jika-literasi-keuangan-rendah
Astutik, Y. (2020, August 24). Ada 2 Masalah di Balik Literasi Keuangan Digital RI. 1–2. https://www.cnbcindonesia.com/news/20200824170208-4-181599/ada-2-masalah-di-balik-literasi-keuangan-digital-ri
Badan Kebijakan Fiskal. (2021). Pertumbuhan Ekonomi Kuartal I Tahun 2021 Menguat. Kementerian Keuangan. https://fiskal.kemenkeu.go.id/data/document/pressrelease/2021/Siaran Pers Pertumbuhan Kurtal 1 Tahun 2021.pdf
Badan Pusat Statistik. (2020). Hasil Survey Sosial Demografi Dampak Covid-19 Tahun 2020. https://www.bps.go.id/publication/download.html?nrbvfeve=NjY5Y2IyZTg2NDY3ODdlNTJkZDE3MWM0&xzmn=aHR0cHM6Ly93d3cuYnBzLmdvLmlkL3B1YmxpY2F0aW9uLzIwMjAvMDYvMDEvNjY5Y2IyZTg2NDY3ODdlNTJkZDE3MWM0L2hhc2lsLXN1cnZlaS1zb3NpYWwtZGVtb2dyYWZpLWRhbXBhay1jb3ZpZC0xOS0yMDIw
Bank Indonesia. (2021a). Survei Konsumen Mei 2021: Optimisme Konsumen Terus Menguat (Issue 9 Juni). https://www.bi.go.id/id/publikasi/laporan/Documents/SK_Mei_2021.pdf
Bank Indonesia. (2021b). Survei Penjualan Eceran April 2021: Penjualan Eceran Meningkat (Issue 10 Juni). https://www.bi.go.id/id/publikasi/ruang-media/news-release/Pages/sp_2314021.aspx
Carpena, F., & Zia, B. (2011). Unpacking the Causal Chain of Financial Literacy. In The World Bank Development Research Group (Issue September). World Bank. https://documents1.worldbank.org/curated/en/329301468322465624/pdf/WPS5798.pdf
Hohtoulas, P., Phan, A. T., Mheen, P. van de, Kwan, E., & Kwan, E. (2020). Consumer Insights Survey 2020 - An Indonesian Perspective: Before and After the COVID-19 Outbreak. https://www.pwc.com/id/en/consumer-industrial-products-services/indonesia-gcis-2020-placemat.pdf
Intan, N. (2021a, May 13). 5 Hal Agar Terhindar dari Modus Penipuan Digital. https://www.republika.co.id/berita/qsugkg383/5-hal-agar-terhindar-dari-modus-penipuan-digital-part1
Intan, N. (2021b, May 28). OJK Padukan Literasi Keuangan dan Literasi Digital Konsumen. https://www.republika.co.id/berita/qtrleo423/ojk-padukan-literasi-keuangan-dan-literasi-digital-konsumen
Katadata Insight Center. (2020). Status Literasi Digital Indonesia 2020: Hasil Survei di 34 Provinsi (Issue November). https://katadata-s3-public.s3.ap-southeast-1.amazonaws.com/media/kic/kominfo/Status Literasi Digital_Nasional.pdf
Kemenkopukm.go.id. (2021, June 10). Pemerintah Targetkan 30 Juta Pelaku UMKM Tergabung Dalam Ekosistem Digital Pada 2030. https://kemenkopukm.go.id/read/pemerintah-targetkan-30-juta-pelaku-umkm-tergabung-dalam-ekosistem-digital-pada-2030-1623422657
Markplus.inc. (2020). Surviving the Covid-19 , Preparing The Post - Retail Perspective. In Surviving the covid-19 preparing the post. http://www.markplusinc.com/wp-content/uploads/2020/06/IRT-14-MarkPlus-Industry-Roundtable-Roundup-Retail-Perspective.pdf
Mei, A. R. (2015). Ini Modus-modus Penipuan “Mama Minta Pulsa” yang Perlu Diwaspadai. https://news.detik.com/berita/d-3069729/ini-modus-modus-penipuan-mama-minta-pulsa-yang-perlu-diwaspadai
OECD. (n.d.). International Gateway for Financial Education - Organisation for Economic Co-operation and Development. International Network on Financial Education. Retrieved June 19, 2021, from https://www.oecd.org/financial/education/oecd-international-network-on-financial-education.htm
Otoritas Jasa Keuangan. (2017). Strategi Nasional Literasi Keuangan Indonesia (Revisit 2017). In Otoritas Jasa Keuangan. Dewan Komisioner Bidang Edukasi dan Perlindungan Konsumen. https://www.ojk.go.id/id/berita-dan-kegiatan/publikasi/Documents/Pages/Strategi-Nasional-Literasi-Keuangan-Indonesia-(Revisit-2017)-/SNLKI (Revisit 2017)-new.pdf
Otoritas Jasa Keuangan. (2019). Survei Nasional Literasi dan Inklusi Keuangan 2019. In Survey Report. www.ojk.go.id
Pratomo, Y. (2021). Menakar Perilaku Konsumen Indonesia Pasca-Pandemi Covid-19. IDX Channel. https://www.idxchannel.com/economics/menakar-perilaku-konsumen-indonesia-pasca-pandemi-covid-19
presidenri.go.id. (2019). Presiden Jokowi?: Dorong Literasi dan Inklusi Keuangan Masyarakat. https://www.presidenri.go.id/siaran-pers/presiden-jokowi-dorong-literasi-dan-inklusi-keuangan-masyarakat/
Pulungan, D. R. (2017). Literasi Keuangan Dan Dampaknya Terhadap Perilaku Keuangan Masyarakat Kota Medan. EKONOMIKAWAN: Jurnal Ilmu Ekonomi Dan Studi Pembangunan, 17(1), 56–61. https://doi.org/10.30596/ekonomikawan.v17i1.1180
Rose, S. (2021). The History of Financial Literacy. https://www.opploans.com/oppu/articles/history-of-financial-literacy/
Salsabila, P. Z. (2020, September 24). Alasan Orang Indonesia Sering Jadi Korban Penipuan lewat Modus OTP. https://tekno.kompas.com/read/2020/09/24/20320087/alasan-orang-indonesia-sering-jadi-korban-penipuan-lewat-modus-otp
Sanistasya, P. A., Raharjo, K., & Iqbal, M. (2019). The Effect of Financial Literacy and Financial Inclusion on Small Enterprises Performance in East Kalimantan. Jurnal Economia, 15(1), 48–59. https://doi.org/10.21831/economia.v15i1.23192
Suryowati, E. (2021, June 7). Baru 19 Persen UMKM Terhubung Ekosistem Digital, PR bagi Teten Masduki. https://www.jawapos.com/ekonomi/07/06/2021/baru-19-persen-umkm-terhubung-ekosistem-digital-pr-bagi-teten-masduki/?page=all
World Economic Forum. (2016). New Vision for Education?: Fostering Social and Emotional Learning through
Bila bermanfaat silahkan share artikel ini
Berikan Komentar Anda terhadap artikel Meningkatkan Literasi Keuangan Melalui Belanja Daring
ARTICLE HISTORY
Issue
Section
Copyright (c) 2022 Achmad Syahruddin, Muhammad Akbar, Ibnu Khayath Farisanu
This work is licensed under a Creative Commons Attribution 4.0 International License.
Authors who publish with this journal agree to the following terms:
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under Creative Commons Attribution 4.0 International License that allows others to share the work with an acknowledgment of the work's authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (Refer to The Effect of Open Access).
