Rumtutuly, H.H. and Patty, M.R. 2026. Financial Inclusion, Literacy, and SME Resilience: Emotional Well-Being Mediation. ARBITRASE: Journal of Economics and Accounting . 7, 1 (Jul. 2026), 152-165. DOI:https://doi.org/10.47065/arbitrase.v7i1.3188.